Astyanax
I just don’t buy into the notion that if you buy an iPad, Pro or otherwise, doesn’t mean you need the Apple Pencil and or keyboard. I don’t need my iPad Pro to be a MacBook Pro nor do I think that is even possible. If I want to use a keyboard and mouse / trackpad with the iPad Pro I can use what I have already. I don’t need my indulge in sketching, painting and art but it’s just not worth the price of the Apple Pencil to me at this time. I have other devices I can use for that as well as good old pencil and paper.
I kind of want an entry level Mac Mini, which I should be able to finagle a student discount on (oldest just started college), but I have a classic iMac circa 2017 that does most of what I need.
My Wife is a developer and her employer typically gives her a new fully loaded MacBook Pro every couple of years. So she never has to buy anything for her use. However, technically she should have something besides her work Mac for personal use. I still have my 2018 iPad Pro which still works great though.