moonpie Thanks for posting. I like your suggestion of using a softphone on a mobile device but unfortunately I do not have a mobile phone and I have not had one for many years. I’ve been thinking of getting one but I really do not want one and the added expenses that comes with ownership.
Again you’ve been misled by the big-name incumbents.
Tello is a value-priced cellphone company that uses the T-Mobile network.
Plans are highly customizable (look for Build Your Own Plan)
https://tello.com/buy/custom_plans
For example with THESE options:
300 Minutes per month
No Data
(Texting included)
The cost is 5 bucks a month plus about 1.50 more for tax/fees.
And they have some low-price phones for sale as well.
My daughter uses Tello at a slightly higher plan, hers is about 10 bucks a month.
I have used SEVERAL of these value companies (Tello, RedPocket, US Mobile…) and having good experience with all, I think that TELLO would be easiest for you.