CommunityMember and more like 4% of the population is unbanked (so they would not have either a credit card or a debit card)
Seems like a difficult way to get through life in 2025. I’m not sure why, since opening a bank account is usually free and they don’t charge a fee to use a debit card.
I can’t even remember the last time I paid for something with cash. I only use it for tipping sometimes.